Solutions for your business

Credit Insurance

Cover for Bad Debt Losses

For many years now, the economy has been dogged by a worrying trend. Bankruptcy reports from companies of all sizes are a regular occurrence. Because of the complex network of economic relationships between companies, bad debt losses can cause even healthy companies to develop payment difficulties through no fault of their own. Euler Hermes Kreditversicherungs-AG protects you from financial risk.

In this modern type of finance a company, the seller, transfers its receivables to a special purpose company (SPC). The SPC finances itself via commercial paper or other liquid instruments on the capital market.

Bonds and Guarantees

Guaranteed Credit

Clients and public institutions often demand security. Failure to provide the security they need may lose you business. Guarantees are often issued by the bank holding the company's account. This has the disadvantage of tying up your credit line, which blocks your financial flexibility. Euler Hermes Kreditversicherungs-AG can supply you with the bonds and guarantees you need, giving you additional liquidity.

ATA Carnets are provided by the local Chambers on behalf of the Association of German Chambers of Industry and Commerce, which run this customs procedure in close cooperation with Euler Hermes Kreditversicherungs-AG.

Fidelity Insurance

Cover against Fraud

Fraud and employee dishonesty is an everyday problem in companies. The losses that result occur despite all precautions taken, and their causes frequently remain unexplained. Protect yourself with Cover against Fraud.

Other Services

Other services including

- debt collection
- risk management and
- rating

are available from Euler Hermes Kreditversicherungs-AG or from our subsidiaries and affiliated companies.