Fidelity insurance: Your protection from employee dishonesty.
What is the risk you are insuring against?
No responsible company director should be indifferent to the issues of transparency, prevention and insurance concerning this risk.
Companies in Germany suffer losses running into the billions every year from it – and the trend is rising. The motives for employee dishonesty are many and varied, and it is difficult to detect before it happens.
Who is covered?
All your employees and those working for your company are covered, whether they are employed full time or temporarily. Cover also applies automatically to persons who only work for a short time on your premises. All your branch offices and subsidiaries are insured – worldwide!
What is covered?
We protect your company in the event of it suffering financial losses as a result of wilful unlawful acts such as theft, embezzlement or fraud. Direct losses due to computer sabotage or divulgence of your trade secrets are also covered.
On top of this, we reimburse you – in large part – the costs of taking legal action or the costs incurred to verify the loss.
How much does cover cost?
What is it worth to you to be protected against employee dishonesty and fraud?
We are sure that the price for comprehensive cover is not too high – compared with your individual risk of loss without a safety net. Look at the facts and decide for yourself!
How do I get indemnification?
You inform us of the amount of the loss and what led to it. You provide evidence that one of your employees or another person insured is responsible for the loss and liable to pay compensation for it. We will tell you as soon as possible after checking the claims documentation what amount we will indemnify to you.
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Euler Hermes Group
