Credit Insurance: cover for bad debt losses

Not even well-known and prestigious companies can altogether escape the threat of bankruptcy and insolvency. The consequences are devastating: Previously healthy companies may rapidly find themselves unable to pay because of bad debt losses beyond their control, and may themselves be forced into insolvency as a result. Protect yourself before you need to.

Euler Hermes Kreditversicherungs-AG supplies threefold protection – for your domestic and foreign business:

We prevent losses right at the start by looking after the credit assessment and creditworthiness monitoring of your customers.
We minimize losses by looking after your debt collection and reminder procedures by Euler Hermes Collections GmbH.
And of course, if the worst comes to the worst, we indemnify losses.

Credit Insurance for small and medium-sized companies

Featuring clear, simple procedures, turnover-based premium calculation, this compact offer is particularly interesting for companies with annual turnover of up to EUR 5 m.

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Credit Insurance for large companies

These services are directed at companies with annual turnover of approx. EUR 2.5 m upwards, and cover all payments from delivery of goods and performance of services in Germany and abroad, including protracted default.

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Credit Insurance for Manufacturers and Suppliers of investment goods

This service covers loss of receivables from deliveries of investment goods and/or from factory supplies.

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Credit Insurance of Securitisations

Very few companies are in a position to finance their business activities exclusively out of their own equity. There is thus a permanent need for external capital. The changing environment for company financing, not least due to Basel II, is making it increasingly urgent to find alternative sources of finance to the classical bank loan.

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